Financing

What To Know About FHA Loans

What To Know About FHA Loans

FHA loans can be a great choice for many homebuyers. Backed by the Federal Housing Administration, these mortgages have low down payments and can be excellent for buyers with… Read more ⇢
Saving For Your Down Payment

Saving For Your Down Payment

Saving money for a down payment on a Loft can seem like a daunting task – especially if you’re a first-time homebuyer. While we’ve all saved money for big… Read more ⇢
Why a Mortgage Pre-Approval Is So Important

Why a Mortgage Pre-Approval Is So Important

Is 2022 your year to buy a Loft? Congratulations! Becoming a homeowner is a major life milestone, and this year is a great time to buy a Loft. But… Read more ⇢
When You Shouldn’t Make Extra Mortgage Payments

When You Shouldn’t Make Extra Mortgage Payments

Paying off your mortgage early is a good thing, right? While we’d all love to have full ownership of our homes sooner rather than later, it isn’t always the… Read more ⇢
Avoid These Earnest Money Mistakes

Avoid These Earnest Money Mistakes

When it comes time to put an offer on a Loft they love, many buyers will include an earnest money deposit. This demonstrates to the seller that the buyer… Read more ⇢
You Don’t Need 20% Down

You Don’t Need 20% Down

Is a down payment standing between you and your dreams of homeownership? Most people think you need at least 20 percent down in order to buy a Loft. But… Read more ⇢
Recovering From Identity Theft When Buying a Loft

Recovering From Identity Theft When Buying a Loft

Having your identity stolen can be an extremely challenging experience. Whether you’re the victim of a data breach, lost your wallet, or had your financial information stolen in some… Read more ⇢
Dealing With a Low Appraisal

Dealing With a Low Appraisal

When you’re buying a Loft, part of the closing process will include getting an appraisal if you’re applying for a mortgage. Basically, an appraisal evaluates the Loft to determine its… Read more ⇢
How To Choose a Mortgage Lender

How To Choose a Mortgage Lender

One of the biggest challenges of buying a Loft is choosing the right lender. As with any big purchase, you should shop around for the best deal. Fees and… Read more ⇢
Common Mortgage Terms to Know

Common Mortgage Terms to Know

If you’re buying or refinancing a Loft, then you’ve probably come across some terms that made you think, “Huh? What does that mean?” Honestly, you wouldn’t be alone! Real estate financing… Read more ⇢
Cash-Out Refinance: Pros & Cons

Cash-Out Refinance: Pros & Cons

Cash-out refinances have been in the news lately, and you may be wondering what they are and if one would be appropriate for you. Simply put, a cash-out refinance… Read more ⇢
Don’t Sabotage Your Mortgage Application

Don’t Sabotage Your Mortgage Application

Getting pre-approved for a mortgage is one of the first steps toward homeownership. But a lot happens after that initial pre-approval, and things can derail if you aren’t careful. Read more ⇢

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