Financing

Interest Rates

Interest Rates

This past month interest rates spiked higher, They are starting to go down again, but it does affect the market. Interest rates are a crucial factor in the housing market, influencing… Read more ⇢
Navigating the Tricky Triangle: Inflation, Interest Rates, and Real Estate

Navigating the Tricky Triangle: Inflation, Interest Rates, and Real Estate

The recent economic landscape has been a whirlwind, with inflation soaring, interest rates fluctuating, and the real estate market feeling the heat. As potential buyers, sellers, or simply curious observers, understanding… Read more ⇢
What Is Seller Financing?

What Is Seller Financing?

If you’re dipping your toes into the world of real estate or considering buying a Loft, you might have stumbled upon the term “seller financing.” No worries if it sounds a… Read more ⇢
Preparing for a Loft Appraisal

Preparing for a Loft Appraisal

A Loft appraisal is an important part of the Loft buying or selling process. It determines the value of the property and plays a crucial role in securing a mortgage. While… Read more ⇢
7 Ways to Lower Your Mortgage Payments

7 Ways to Lower Your Mortgage Payments

A mortgage is a significant financial commitment, and reducing mortgage payments can help when you’re feeling the financial crunch. Fortunately, there are several strategies that you can adopt to save money… Read more ⇢
4 Tips for Applying for a Mortgage

4 Tips for Applying for a Mortgage

Does the thought of applying for a mortgage give you the jitters? Mortgage rates have been rising steadily over the last few months, and it can be a little intimidating to… Read more ⇢
What To Know About FHA Loans

What To Know About FHA Loans

FHA loans can be a great choice for many homebuyers. Backed by the Federal Housing Administration, these mortgages have low down payments and can be excellent for buyers with less than… Read more ⇢
Saving For Your Down Payment

Saving For Your Down Payment

Saving money for a down payment on a Loft can seem like a daunting task – especially if you’re a first-time homebuyer. While we’ve all saved money for big purchases like… Read more ⇢
Why a Mortgage Pre-Approval Is So Important

Why a Mortgage Pre-Approval Is So Important

Is 2022 your year to buy a Loft? Congratulations! Becoming a homeowner is a major life milestone, and this year is a great time to buy a Loft. But it’s crucial… Read more ⇢
When You Shouldn’t Make Extra Mortgage Payments

When You Shouldn’t Make Extra Mortgage Payments

Paying off your mortgage early is a good thing, right? While we’d all love to have full ownership of our homes sooner rather than later, it isn’t always the best option. Read more ⇢
Avoid These Earnest Money Mistakes

Avoid These Earnest Money Mistakes

When it comes time to put an offer on a Loft they love, many buyers will include an earnest money deposit. This demonstrates to the seller that the buyer is serious… Read more ⇢
You Don’t Need 20% Down

You Don’t Need 20% Down

Is a down payment standing between you and your dreams of homeownership? Most people think you need at least 20 percent down in order to buy a Loft. But that isn’t… Read more ⇢

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